Their state of Washington Department of Financial Institutions (DFI) has gotten complaints against FSST Financial solutions, LLC d/b/a Aspen Peak Financial; additionally d/b/a Integrity payday advances; additionally d/b/a Rushmore Financial (hereafter known collectively as FSST Financial). Customers stated that FSST Financial charged extortionate charges and interest, will never provide customers an installment payment plan, threatened action that is legal and attempted to settle makes up quantities on the loan quantity. Information for Washington Consumers About Unlicensed Loan Providers
The DFI received a grievance from a Washington State customer of exactly what is apparently a feasible commercial collection agency scam. The buyer reported getting threatening and phone that is harassing from people claiming to gather on a so-called financial obligation with Integrity payday advances. The people requested the consumerвЂ™s banking account information and demanded that the buyer pay the alleged financial obligation or appropriate action would continue. The customer reported never ever acquiring an online payday loan. Connections from the debt collection scam are Ron Patrick, Dustin Patrick, and Cindy Stanberg as вЂњOffice ManagerвЂќ at these phone numbers: 360*888*3637 and 360*942*7419. Important info for Washington Consumers About Unlicensed Loan Providers
Also, the DFI received a problem from another Washington State customer of exactly instant North Dakota loan just just what is apparently another debt collection scam that is possible. This customer reported receiving an online payday loan from Aspen Peak Financial, after which paid it in complete. The customer then began getting calls that are threatening a person claiming to gather regarding the paid down financial obligation. The patient threatened legal action and feasible imprisonment. The customer reported this phone quantity to be from the person: 360*464*9559. Important info for Washington Consumers About Unlicensed Loan Providers
It would appear that FSST Financial can be running as an unlicensed online loan company that is tribal. FSST Financial claims become owned because of the Flandreau Santee Sioux Tribe, a federally-recognized Tribe that is indian located South Dakota.
FSST Financial isn’t certified because of the DFI and it is maybe maybe not registered to conduct company in Washington State by the Department of Licensing, the Department of income, or even the Secretary of State.
DFI warns Washington people that, before using the services of a service that is financial, a customer need:
Take note that FSST Financial solutions, LLC d/b/a Aspen Peak Financial; additionally d/b/a Integrity pay day loans; additionally d/b/a Rushmore Financial shouldn’t be mistaken for the companies that are following to conduct company within the State of Washington through the Secretary of State, Department of income, and/or Department of Licensing:
Rushmore Loan Management Services, Inc. 15480 Laguna Canyon Path Irvine, CA 92618
Rushmore Provider Center, LLC 3820 N. Louise Avenue Sioux Falls, SD 57107
Washington State residents are informed that Washington State legislation provides in RCW 31.45.105(1 d this is certainly)( and (3) that the вЂњsmall loanвЂќ made by an unlicensed entity (that will be perhaps perhaps not otherwise exempt from licensure) to an individual actually based in Washington State is uncollectible and unenforceable in Washington State. a loan that isвЂњsmall is defined in RCW 31.45.073 as a loan that will not meet or exceed $700 and needs payment between 7 and 45 times following the loan is manufactured. You should look at getting advice that is legal figure out if your loan is collectable or enforceable in Washington before carefully deciding to not pay. Washington State residents with loans surpassing $700 are informed that Washington State legislation provides in RCW 31.04.035 that costs or interest charged into the generating of a loan that is nonresidential an unlicensed loan provider must certanly be refunded to your debtor.
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